Insurance
Annville Psychological Services is in-network with the insurance plans listed below:
The above insurance companies cover in person and telehealth via secure video for most plans. Please call our office at (717) 966-1388 and we will verify your current benefits.
We are sorry but we do not work with any Employee Assistance Programs (EAP's), Medicare, and Medicaid.
If your deductible has not been met for the year, or you have a copay or coinsurance, this is due at the time of service via credit card, exact cash amount, or check written to Annville Psychological Services.
Out-of-Network Benefits
You may be able to use your insurance for our services even if we don't participate directly with your plan. If your insurance provides out- of- network benefits, this means you may submit a request to your insurance provider for reimbursement. In this case, you will pay the session fee to Annville Psychological Services at the time of service, and we will provide you with a receipt for submission to your insurance provider. Please check with your insurance provider first to determine whether they offer such benefits and to obtain further information about the process.
Please note: We are unable to submit out of network claims for you but will provide you with everything you need to work with your insurance company if we are not in network with them.
Questions to Ask Your Insurance Company
1. Do you have mental health coverage?
2. Will therapy or evaluations with your therapist be covered?
3. How many sessions per year are you covered for?
4. How much does the provider reimburse for out-of-network services?
5. Is approval from your primary care physician required?
6. How much is the deductible? Is it already met?
7. How much is the copay?
COBRA Plans
COBRA plans can be different from your current insurance plan. Sometimes it will remain the same and sometimes it could be with a different insurance carrier, and have a different deductible and/or copay/co-insurance.
COBRA plans are sometimes backdated and sometimes not, so you may have a period where you are not covered by insurance. Until we have an active insurance plan that is verifiable we are happy to work with you and charge the contracted rate of your current insurance plan as opposed to our higher private pay rate.
Once insurance is verifiable, we will submit claims for the period of coverage that the active plan is in place for. Once the claims process, if there is any credit, we will apply it towards your next appointment. Any credit remaining upon discharge from therapy will be refunded to you.
Note: If you plan to use insurance to help cover the costs of therapy, please keep in mind that insurance companies require that the client being treated has a mental health diagnosis. Examples of services that are not covered include some types of testing, couples therapy, career counseling, and personal growth/life coaching. Although these services may be life changing, insurance typically will not pay for them and you will be responsible for the fee. If you have any concerns about using insurance, please ask- we are happy to talk with you more about it.
Annville Psychological Services is in-network with the insurance plans listed below:
- Capital Blue Cross
- Highmark Blue Shield
- Blue Cross/Blue Shield
- Quest Behavioral Health
- UPMC
- Optum/United Behavioral Health
- Aetna
The above insurance companies cover in person and telehealth via secure video for most plans. Please call our office at (717) 966-1388 and we will verify your current benefits.
We are sorry but we do not work with any Employee Assistance Programs (EAP's), Medicare, and Medicaid.
If your deductible has not been met for the year, or you have a copay or coinsurance, this is due at the time of service via credit card, exact cash amount, or check written to Annville Psychological Services.
Out-of-Network Benefits
You may be able to use your insurance for our services even if we don't participate directly with your plan. If your insurance provides out- of- network benefits, this means you may submit a request to your insurance provider for reimbursement. In this case, you will pay the session fee to Annville Psychological Services at the time of service, and we will provide you with a receipt for submission to your insurance provider. Please check with your insurance provider first to determine whether they offer such benefits and to obtain further information about the process.
Please note: We are unable to submit out of network claims for you but will provide you with everything you need to work with your insurance company if we are not in network with them.
Questions to Ask Your Insurance Company
1. Do you have mental health coverage?
2. Will therapy or evaluations with your therapist be covered?
3. How many sessions per year are you covered for?
4. How much does the provider reimburse for out-of-network services?
5. Is approval from your primary care physician required?
6. How much is the deductible? Is it already met?
7. How much is the copay?
COBRA Plans
COBRA plans can be different from your current insurance plan. Sometimes it will remain the same and sometimes it could be with a different insurance carrier, and have a different deductible and/or copay/co-insurance.
COBRA plans are sometimes backdated and sometimes not, so you may have a period where you are not covered by insurance. Until we have an active insurance plan that is verifiable we are happy to work with you and charge the contracted rate of your current insurance plan as opposed to our higher private pay rate.
Once insurance is verifiable, we will submit claims for the period of coverage that the active plan is in place for. Once the claims process, if there is any credit, we will apply it towards your next appointment. Any credit remaining upon discharge from therapy will be refunded to you.
Note: If you plan to use insurance to help cover the costs of therapy, please keep in mind that insurance companies require that the client being treated has a mental health diagnosis. Examples of services that are not covered include some types of testing, couples therapy, career counseling, and personal growth/life coaching. Although these services may be life changing, insurance typically will not pay for them and you will be responsible for the fee. If you have any concerns about using insurance, please ask- we are happy to talk with you more about it.